The Governor of the National Bank of Rwanda, Soraya Hakuziyaremye says Rwanda is continuing to explore the future of digital finance, including technologies such as central bank digital currencies and other virtual financial systems.
Her remarks came during discussions on financial innovation and digital transformation as Rwanda hosted the Inclusive Fintech Forum in Kigali.
The forum brought together policymakers, financial institutions, and technology leaders from across the world to discuss how digital tools are reshaping financial systems.
Topics such as tokenization, stable coins, virtual assets and central bank digital currencies were central to the conversations as countries search for ways to modernize financial systems while maintaining financial stability.
Speaking during the discussions, Hakuziyaremye said the rapid evolution of financial technology requires regulators to think differently. “We know the road ahead is not without challenges.
As new frontiers emerge, tokenization, stable coins, virtual assets, and central bank digital currencies, our policy responses must remain grounded, coordinated, and forward looking.
Yet the partnerships nurtured through this Forum give us confidence that together, we can navigate the complexity of this digital age with wisdom and purpose.”
She also stressed that regulators must adapt quickly as innovation accelerates. “Similarly, discussions on regulatory frameworks reminded us that the future demands regulators who evolve at the speed of innovation.
We must embrace adaptive, forward looking approaches, regulatory sandboxes, risk proportionate licensing, and cross border collaboration, to safeguard integrity while nurturing innovation.”
As the forum concluded, the governor called for continued cooperation to turn discussions into real progress. “As we conclude IFF 2026, let us move forward not with closing words but with opening commitments.
Let us turn insights into impact, dialogue into delivery, and ambition into action, for Africa and for the world. Together, let us continue to build an inclusive, innovative, and resilient digital financial future for Africa.”
For Rwanda, the conversations at the forum are part of a broader effort to position the country as a leader in digital finance and fintech development on the continent.
Authorities are expected to continue studying new financial technologies while working with international partners to ensure that innovation strengthens financial inclusion and economic growth across Africa.

