Rwanda’s Prime Minister Justin Nsengiyumva has said that access to financial services in Rwanda has reached 92 percent of adults, reflecting the rapid expansion of the country’s fintech and digital payments ecosystem.
He made the remarks on Wednesday during the Inclusive FinTech Forum 2026 (#IFF2026) taking place from March 10 to March 12 at the Kigali Convention Centre.
“Today 92 percent of adults in Rwanda have access to financial services, reflecting the steady growth of our fintech ecosystem. Our priority now is to create an even more enabling environment for innovation and investment,” Nsengiyumva said.
The Prime Minister’s remarks align with Rwanda’s long-term financial inclusion strategy led by the National Bank of Rwanda, which aims to expand access to formal financial services through digital platforms and mobile money.
One of the key frameworks behind this progress is the National Financial Inclusion Strategy, which focuses on increasing access to savings, credit, insurance and digital payments for citizens across the country, particularly in rural areas.
The government has also promoted a national transition toward a cash-lite economy through policies encouraging digital payments and interoperability between banks, telecom companies and fintech platforms.
These reforms have been supported by Rwanda’s broader digital transformation agenda championed by Paul Kagame, who has repeatedly emphasized that technology and digital finance are essential tools for expanding economic participation and accelerating development.
The Inclusive FinTech Forum, co-hosted by the Kigali International Financial Centre in Kigali, brings together policymakers, investors and technology companies from across the world to discuss how financial technology can improve financial inclusion and unlock new sources of investment for emerging markets.
With access to financial services now reaching more than nine out of ten adults, Rwanda is increasingly being presented as one of Africa’s fastest-growing fintech ecosystems, though policymakers say the next challenge will be expanding credit access and investment opportunities for small businesses and startups.
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